We discovered a great article on this topic from the consumer advice center that we don't want to withhold from you:
How much money do I get per month? How much do I spend? What do I pay for and where can I save money? A budget book gives you an overview.
We often lose track of our spending and ask ourselves: Where is my money? No matter what you call it - budget book, income/expenditure overview, budget planner or money diary - it's all about getting an overview of your household finances! The overview of income and expenditure helps to regain clarity and perhaps also to uncover the initial causes of tight budgets. Read more....